Who actually oversees what in Indian finance — useful when you're not sure which regulator a complaint or question belongs to.
| Regulator | Oversees | Official site |
|---|---|---|
| RBI (Reserve Bank of India) | Banks, NBFCs, payment systems, monetary policy | rbi.org.in |
| SEBI (Securities and Exchange Board of India) | Stock exchanges, brokers, mutual funds, listed companies | sebi.gov.in |
| IRDAI (Insurance Regulatory and Development Authority of India) | Life, health, and general insurance companies | irdai.gov.in |
| PFRDA (Pension Fund Regulatory and Development Authority) | NPS and pension funds | pfrda.org.in |
| EPFO (Employees' Provident Fund Organisation) | Provident fund (EPF) for salaried employees | epfindia.gov.in |
| NPCI (National Payments Corporation of India) | UPI, IMPS, RuPay, and other retail payment rails | npci.org.in |
| CBDT (Central Board of Direct Taxes) | Income tax administration and policy | incometax.gov.in |
| CBIC (Central Board of Indirect Taxes & Customs) | GST and customs | gst.gov.in |
Filing a complaint?
See Grievance & Ombudsman for the actual complaint-filing links and process for banking, securities, and insurance.
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